Composition of AideFi

The state financial aid - AideFi consists of 4 different grant modules:

Moreover, the student can take advantage of:

A part of the AideFi is granted in the form of a student loan, depending on the amount of the grant received.

Watch out:
The amounts indicated on this page may vary between semesters depending on indexation adjustments.

The grant modules

The basic grant

The basic grant is automatically awarded to students who are eligible for financial aid. The semi-annual amount consists of 1.289€.

The social grant

The grant based on social criteria can consist of a maximum of 2.500€ per academic semester.

The amount depends on the total annual taxable income of the household to which the student belongs (“household” includes parents, parent and spouse/partner, student and spouse/partner).

If the student loan has been requested, the difference between the maximum grant and the total amount granted is automatically added to the student loan.

If the student loan has been requested without the grant based on social criteria, the entire amount is added to the student loan.

The mobility grant

The mobility grant is offered to students who are pursuing their studies outside the country of habitual residence and who pay rent for accommodation there for at least two consecutive months during the relevant semester.

No relative up to the second degree may own the accommodation.

The semi-annual amount consists of 1.686€.

The family grant

Family grants are offered to students who are financially dependent on the same household in which one or more children are eligible for the AideFi.

The family grant amounts to 307€ per semester and is paid in a single instalment during the summer semester.  Please note that students who do not submit an application for the summer semester may request a reassessment of the winter semester by sending an email to their dedicated case manager.

Enrolment and tuition fees

The amount of the AideFi is supplemented by the amount of the enrolment and tuition fees up to a maximum of 3.800€ per academic year:

  • 50% in the form of a grant;
  • 50% in the form of a student loan (if a loan has been applied for).

The student's income does not affect the weighting between the grant and the loan as far as the enrolment fees component are concerned.

The fees considered include enrollment and tuition fees, fees for the secondary school diploma equivalence procedure, language proficiency test fees, diploma translation fees, grading system conversion fees, and application submission fees related to the study program for which you receive financial aid.

Example

  • for 800€ in enrolment fees, 800€ is added to the AideFi: 400€ as a grant and EUR 400€ as a loan;
  • for 9.000€ in enrolment fees, 3.800€ is added to the AideFi: 1.900€ as a grant and EUR 1.900€ as a loan.

Comments

If students submit an application:

  • for the winter semester and have not yet paid their enrolment fees in full, or do not yet have all the proof of payment: they must attach all the relevant documents when submitting their application for the summer semester;
  • for the summer semester and have not yet paid their enrolment fees in full, or do not yet have all the proof of payment: they must attach all the relevant documents after their application for the summer semester has been processed. To do so, they should complete the 'Add enrolment fees' procedure, which is available from 1 June to 31 July of the current academic year.

The success bonus

A success bonus of 250€ may be granted to students who have successfully completed a study programme for which they received the State financial aid provided for under this law.

The granting of this bonus is not automatic. Students must submit an application through a secure government platform that will be made available from 2027 onwards.

The success bonus is reserved exclusively for students who have received financial aid under the new law. Consequently, only students who have received financial aid for at least one semester from the 2026/2027 academic year onwards will be eligible for this bonus upon successful completion of their study programme.

The application must be submitted no later than 31 December of the academic year following the completion of the study programme concerned.

Example: A student who successfully completes their study programme in July 2027 must submit their application for the success bonus no later than 31 December 2027.

The success bonus may be granted only once for each study programme successfully completed.

The student loan

  • The student loan is composed of a basic loan of 3.250€ and, depending on your situation, an additional increase based on social criteria and tuition fees.
  • The student loan can be taken at one of the banks contracted with the Luxembourg state, for which the student must hold a bank account.
  • The student loan is a state-backed loan with a maximum interest rate of 1.8%, which starts accruing from the moment it is made available.
  • The repayment of the student loan must start no later than 2 years after having finished or stopped studying.
  • The maximum repayment term is 10 years.
  • To obtain the loan amount, the student must scan the QR code on the back of their approval notification with the banking app of one of the following banks:

Contracted banks

Comment:
Students who have difficulty repaying their loan must contact their bank, which will provide them with the necessary explanations regarding their options. If no other solution is possible, the bank may propose that the client requests an extension of the repayment duration, allowing the normal repayment phase to be extended for one or a few years beyond the normal ten years. The bank then informs the client about the minimal monthly repayment due in that case. The clients must explain their situation using the standard form provided by their bank and attach all required documents.

An advisory commission will issue a statement regarding the request, which will be forwarded to the Minister of Research and Higher Education and to the Minister of Finances who will take a joint decision if the extension of the repayment duration is to be granted.

Simulators

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