Composition of AideFi

The state financial aid - AideFi consists of 4 different grant modules:

  • The basic grant
  • The social grant
  • The mobility grant
  • The family grant

Moreover, the student can take advantage of the partial reimbursement of enrolment fees as well as the the student loan.

The grant modules

The basic grant

The basic grant is automatically awarded to students who are eligible for financial aid. The semi-annual amount consists of 1.286€.

The social grant

The grant based on social criteria can consist of a maximum of 1.995€ per academic semester.

The amount depends on the total annual taxable income of the household to which the student belongs (“household” includes parents, parent and spouse/partner, student and spouse/partner).

If the student loan has been requested, the difference between the 1.995€ maximum grant and the total amount granted is automatically added to the student loan.

If the student loan has been requested without the grant based on social criteria, the entire amount is added to the student loan.

The mobility grant

The mobility grant is offered to students who are pursuing their studies outside the country of residence of the household they are part of and pay rent in the study country. The semi-annual amount consists of 1.286€.

The family grant

Family grants are offered to students who belong to a household in which one or more children are eligible for the AideFi.

The family grant amounts to 262€ per semester and is paid in a single instalment during the summer semester.  Please note that students who do not submit an application for the summer semester may request a reassessment of the winter semester by sending an email to their dedicated case manager.

Enrolment fees

The amount of the AideFi is supplemented by the amount of the enrolment fees after subtracting 100€ up to a maximum of 3.700€:

  • 50% in the form of a grant.
  • 50% in the form of a student loan (if a loan has been applied for).

The student's income does not affect the weighting between the grant and the loan as far as the enrolment fees component are concerned.

Examples:

  • for 800€ in enrolment fees, 700€ is added to the AideFi: 350€ as a grant and EUR 350€ as a loan;
  • for 9.000€ in enrolment fees, 3.700€ is added to the AideFi: 1.850€ as a grant and EUR 1.850€ as a loan.

Comments:

If students submit an application:

  • for the winter semester and have not yet paid their enrolment fees in full, or do not yet have all the proof of payment: they must attach all the relevant documents when submitting their application for the summer semester;
  • for the summer semester and have not yet paid their enrolment fees in full, or do not yet have all the proof of payment: they must attach all the relevant documents after their application for the summer semester has been processed. To do so, they should complete the 'Add enrolment fees' procedure, which is available from 1 May to 31 July of the current academic year.

The student loan

  • The student loan is optional. Students may receive grants without taking out the student loan.
  • The student loan is not granted automatically, but only at the request of the student.
  • The student loan is composed of a basic loan of 3.250€ and, depending on your situation, an additional increase based on social criteria and tuition fees.
  • The student loan can be taken out at one of the banks contracted with the Luxembourg state (listed below).
  • The student loan is a state-backed loan with a maximum interest rate of 2%.
  • The repayment of the student loan must start no later than 2 years after having finished or stopped studying.
  • The maximum repayment term is 10 years.
  • If the applicant applied for the student loan, the notification of approval issued by the Financial Aid Department will be accompanied by a certificate for the bank printed on yellow security paper. This certificate should be kept in a safe place. The Financial Aid Department does not issue copies of the certificate.
  • The certificate contains a QR code that may be used to take out the student loan; this will be the standard procedure as of the beginning of the 2022–2023 academic year.

Contracted banks:

Comment:

Students experiencing difficulties in repaying the loan can request an extension or a dispensation from repayment by explaining their situation using the standard form made available by their bank and attaching all required documents.

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